413 Stroupe St, Mount Holly, NC 28120 Property Records

Gaston County property record for 413 Stroupe St, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 2001
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2022)
Tax Bill	$1,892 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14105A01700`

Property Details

APN / Parcel Number

Primary APN	`14105A01700`
Alternative APN	`180977`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	75 ft deep x 195 ft wide
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	14105A01700
Street Address	413 STROUPE ST
City	MOUNT HOLLY
State	NC
Zip	28120-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L M LAYE BLK E L 5-7 14 105A 017 00 000
Legal Subdivision	L M LAYE
Legal Block	E
Legal Lot Number	5
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1004
Census Tract	31004

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	0053031782
Deed Book / Page	5303 / 1782
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 19, 2022
Property Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144
Document Number	0053031782
Book / Page	5303 / 1782
Map Reference	MB 11 PG 2
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 GREENWICH BLVD APT 101, 101, LAKE WYLIE, SC 29710-7841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144

Mortgage

Document Number	0053031785
Date	Jan 19, 2022
Instrument	5303/1785

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 9, 2020
Property Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144
Document Number	0051532456
Book / Page	5153 / 2456
Map Reference	MB 11 PG 2
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 PROVINCIAL RD, 154, GASTONIA, NC 28056-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144

Mortgage

Document Number	0051532459
Date	Sep 9, 2020
Instrument	5153/2459

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Jul 1, 2020
Property Address	413 STROUPE ST, MOUNT HOLLY, NC 28120-1144
Document Number	0051351535
Book / Page	005135 / 001535
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PROVINCIAL RD GASTONIA NC 280567624, GASTONIA, NC 28056-7624

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,892.00	$272,290 Land $22,500 Building $249,790

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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