413 State Rte 197, Argyle, NY 12809 Property Records

Washington County and Fort Edward Town property record for 413 State Rte 197, Argyle, NY 12809 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,316 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,485 (2025)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`533089 172.-3-18.2`

Property Details

APN / Parcel Number

Primary APN	`533089 172.-3-18.2`
Alternative APN	`308917200000030180020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,316 sqft Living Area
1st Floor Area	2,262 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	552 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	413 STATE ROUTE 197
City	ARGYLE
State	NY
Zip	12809-2803
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	18.002
Jurisdiction	WASHINGTON NY
Township / Civil Division	FORT EDWARD
Census Block Group	3
Census Block	3008
Census Tract	88002

Owner

Source: Washington County and Fort Edward Town records · APN 533089 172.-3-18.2

Assessment roll updated April 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2021	Warranty Deed, Transfer
Dec 09, 2021	Warranty Deed, Transfer
Sep 05, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 03, 2021
Transfer Doc	0000000623
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Dec 09, 2021
Property Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803
Document Number	0000000623
Instrument Date	Dec 03, 2021
Instrument	2021-7623
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Dec 09, 2021
Property Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803
Document Number	0000000624
Instrument Date	Dec 03, 2021
Instrument	2021-7624
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON NY
Property Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803
Document Number	0000128549
Instrument Date	Sep 05, 2019
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 STATE ROUTE 197 ARGYLE NY 128092803, ARGYLE, NY 12809-2803

Mortgage

Document Number	0000128549
Date	Sep 10, 2019
Instrument	128549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2049

Interest

Rate	3.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	413 STATE ROUTE 197, ARGYLE, NY 12809-2803
Document Number	0000128548
Instrument Date	Sep 05, 2019
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 STATE ROUTE 197 ARGYLE NY 128092803, ARGYLE, NY 12809-2803

Mortgage

Document Number	0000128548
Date	Sep 10, 2019
Instrument	128548

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2049

Tax Assessment & Valuation

Source: Washington County and Fort Edward Town records · Assessment roll updated April 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Fort Edward Town
Unified School District	Hudson Falls Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,485.00 (+144.46%) Homeowner's exemption	$464,400 (+8%) Land $43,500 Building $420,900	$464,400 (+8%) Land $43,500 Building $420,900
2024		$430,000 (-) Land $34,000 Building $396,000	$430,000 (-) Land $34,000 Building $396,000
2023		$430,000 (-) Land $34,000 Building $396,000	$430,000 (-) Land $34,000 Building $396,000
2022		$430,000 Land $34,000 Building $396,000	$430,000 Land $34,000 Building $396,000
2021	$3,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150880023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	490 / 280

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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