Delaware County property record for 413 Spruce Ave, Upper Darby, PA 19082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,844 sqft · built 1927 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Sep 2013) |
| Tax Bill | $5,428 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-547:005 |
| Primary APN | 16-09-547:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 98 ft deep x 39 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1609547005 |
|---|---|
| Street Address | 413 SPRUCE AVE |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-2117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY HSE & GAR 39 X 98 |
| Legal Subdivision | AN TAYLOR |
| Legal Block | 60 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 400700 |
Source: Delaware County records · APN 16-09-547:005
Assessment roll updated May 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 SPRUCE AVE, UPPER DARBY, PA 19082-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 07, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 201363257 |
| Deed Book / Page | 5399 / 1992 |
| Last Transfer Date | Jun 28, 2022 |
| Transfer Doc | 0068413655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 413 SPRUCE AVE, UPPER DARBY, PA 19082-2117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 413 SPRUCE AVE, UPPER DARBY, PA 19082-2117 |
| Document Number | 0070914291 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 7091/4291 |
| Instrument | 2025042837 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | OMAHA, NE 68164 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 07, 2022 |
| Property Address | 413 SPRUCE AVE, UPPER DARBY, PA 19082-2117 |
| Document Number | 0068413655 |
| Book / Page | 6841 / 3655 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022037456 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $611.10 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 SPRUCE AVE, 413, UPPER DARBY, PA 19082-2117 |
| Name | Verified Name |
|---|---|
| Address | 413 SPRUCE AVE, UPPER DARBY, PA 19082-2117 |
| Document Number | 0068413663 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 6841/3663 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
Source: Delaware County records · Assessment roll updated May 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,428.00 (+5.03%) | $122,220 (-) Land $25,040 Building $97,180 | $122,220 (-) Land $25,040 Building $97,180 |
| 2025 | $122,220 (-) Land $25,040 Building $97,180 | $122,220 (-) Land $25,040 Building $97,180 | |
| 2024 | $5,168.00 (+2.24%) | $122,220 Land $25,040 Building $97,180 | |
| 2023 | $5,055.00 Homeowner's exemption | ||
| 2021 | $122,220 (-) | ||
| 2020 | $122,220 |
Source: FEMA National Flood Hazard Layer, Delaware County (42045C), as of September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 1,908 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system PA1460073, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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