413 Spring St, Valley, AL 36854 Property Records

Chambers County property record for 413 Spring St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft · built 1916
Lot Size	0.377 acres (16,416 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2022)
Tax Bill	$421 (2026)
Deeds & Mortgages	Jun 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-4-004-077.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-4-004-077.000`
Alternative APNs	`1706244004077000` `412935` `484920`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,416 sqft (0.377 acres)
Lot Dimensions	171 ft deep x 91 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	484920
Street Address	413 SPRING ST
City	VALLEY
State	AL
Zip	36854-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 28FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SE1/4 OF SE1/4 OF SEC. 24 &IN NE1/4 OF NE1/4 OF SEC. 25.S24 & 25 T21N R
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	WEST POINT MANUFACTURING COMPANY
Legal Block	28
Legal Lot Number	10
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3034
Census Tract	954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SPRING ST, VALLEY, AL 36854-4916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Aug 7, 2015 · Amount on Record
Deed Document Number	20223049
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0020152800
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jun 27, 2022
Property Address	413 SPRING ST, VALLEY, AL 36854-4916
Document Number	02022/3049
Book / Page	2022 / 3049
Map Reference	MB 3 PG 26-28
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 SPRING ST, 413, VALLEY, AL 36854-4916

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 SPRING ST, VALLEY, AL 36854-4916

Mortgage

Document Number	0020223051
Date	Jun 27, 2022
Instrument	2022/3051

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

Mortgage

Document Number	02022/3050
Date	Jun 27, 2022
Book Page	2022/3050

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$421.00 (+7.95%) Homeowner's exemption
2025	$390.00 (-1.27%)	$27,088 (+167.14%) Land $4,240 Building $22,848	$135,440 (+33.6%) Land $21,200 Building $114,240
2024	$395.00 (+66.67%) Additional exemption filed	$10,140 (-9.14%) Land $680 Building $9,460	$101,380 (-9.23%) Land $6,890 Building $94,490
2023	$237.00 (-35.42%) Additional exemption filed	$11,160 (+8.14%) Land $680 Building $10,480	$111,690 (+8.06%) Land $6,890 Building $104,800
2022	$367.00 Additional exemption filed	$10,320 Land $680 Building $9,640	$103,360 Land $6,890 Building $96,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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