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413 Spring Gate Rd, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 413 Spring Gate Rd, Stone Mountain, GA 30087 · Last verified March 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,603 sqft · built 1997
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$170,900 (Feb 1998)
Tax Bill$3,759 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18 025 03 132

Property Details

APN / Parcel Number

Primary APN18 025 03 132

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,603 sqft Living Area
Gross Area3,714 sqft
Attic Area76 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage Area380 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1802503132
Street Address413 SPRING GATE RD
CitySTONE MOUNTAIN
StateGA
Zip30087-6300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:UNINCORPORATED
Legal SubdivisionMOUNTAIN OAKS PH 05
Legal Block3
Legal Lot Number11 5
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group2
Census Block2001
Census Tract23311

Owner

Source: DeKalb County records · APN 18 025 03 132

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Deed of Trust, Mortgage · Line of Credit
ASSOCIATED CREDIT UNION
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS
Jan 10, 2019Deed of Trust, Mortgage · FHA Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 1998 · Amount on Record
Deed SaleFeb 24, 1998 · Amount on Record
Deed Document Number0000985138
Deed Book / Page9851 / 38
Record UpdatedJun 07, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300

Mortgage

Document Number0307910316
DateMar 02, 2023
Book Page0000030791/0000000316
Lender
NameASSOCIATED CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJan 01, 2035

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300
Transaction TypeMortgage
Record UpdatedFeb 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300

Mortgage

Document Number0288110039
DateNov 13, 2020
Book Page0000028811/0000000039
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJan 01, 2031

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address413 SPRING GATE RD, STONE MOUNTAIN, GA 30087-6300
Document Number0273640669
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address413 SPRING GATE RD STONE MOUNTAIN GA 300876300, STONE MOUNTAIN, GA 30087-6300

Mortgage

Document Number0273640669
DateJan 30, 2019
Book Page027364/000669
Instrument25625
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 29, 2034

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,759.00 (-4.03%) Homeowner's exemption$142,160 (+14.9%) Land $16,360 Building $125,800$355,400 (+14.9%) Land $40,900 Building $314,500
2022$3,917.00$123,720 Land $16,360 Building $107,360$309,300 Land $40,900 Building $268,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890233112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Georgia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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