413 Somerville Dr, McKinney, TX 75071 Property Records

Collin County property record for 413 Somerville Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,826 sqft · built 2021
Lot Size	0.066 acres (2,862 sqft)
Owner	2 Individual Names on File
Last Sale	$544,299 (Sep 2022)
Tax Bill	$7,906 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-11989-00D-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-11989-00D-0160-1`
Alternative APNs	`000002806686` `2806686`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	786 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Wood
Lot Area	2,862 sqft (0.066 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 SOMERVILLE DR
City	MCKINNEY
State	TX
Zip	75071-0117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 3 PHASE 4B SOUTH, BLK D, LOT 16; (SEE R-11989-00D-0160-W FOR MUD ONLY ACCOUNT)
Legal Subdivision	TRINITY FALLS PLANNING UNIT 3 PHASE 4B S
Legal Block	D
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1193
Census Tract	30202

Owner

413 Somerville Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Collin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 SOMERVILLE DR, MCKINNEY, TX 75071-0117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Jan 25, 2021	Deed of Trust, Construction Loan · Line of Credit AMEGY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Deed Document Number	2022144476
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 26, 2022
Property Address	413 SOMERVILLE DR, MCKINNEY, TX 75071-0117
Document Number	0000144476
Map Reference	VOL 2019 PG 810
Instrument Date	Sep 23, 2022
Instrument	20220926000144476
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SOMERVILLE DR, MCKINNEY, TX 75071-0117

Mortgage

Document Number	0000144477
Date	Sep 26, 2022
Instrument	20220926000144477

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Jan 25, 2021
Property Address	413 SOMERVILLE DR, MCKINNEY, TX 75071-0117
Document Number	0000151600
Instrument Date	Jan 21, 2021
Instrument	151600
Transaction Type	Construction Loan
Record Updated	Apr 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR PLANO TX 750243687, PLANO, TX 75024-3687
Investor	Possibly a Property Investor

Mortgage

Document Number	0000151600
Date	Jan 25, 2021
Instrument	151600

Lender

Name	AMEGY BK
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 Somerville Dr was $7,906 with a homeowner's exemption, up 75.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,906.00 (+75.26%) Homeowner's exemption	$411,721 Land $110,000 Building $301,721	$411,721 Land $110,000 Building $301,721
2024	$4,511.00
2023		$427,983 Land $110,000 Building $317,983	$427,983 Land $110,000 Building $317,983
2022	$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Somerville Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Somerville Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

Nearby Properties on Somerville Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures