Anne Arundel County property record for 413 Severn Ave, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,660 sqft · built 1920 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,141 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-02584400 |
| Primary APN | 06-000-02584400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,660 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,840 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00002584400 |
|---|---|
| Street Address | 413 SEVERN AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT EASTPORT |
| Legal Subdivision | EASTPORT |
| Legal Block | 3 |
| Legal Lot Number | 413 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 706302 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 3091, ANNAPOLIS, MD 21403-0091 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2005 |
| Deed Sale | Jan 28, 2005 |
| Prior Sale | Jan 23, 1997 · Amount on Record |
| Deed Document Number | 20051140 |
| Deed Book / Page | 15888 / 402 |
| Last Transfer Date | Oct 26, 2011 |
| Transfer Doc | 2418000357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 413 SEVERN AVE, ANNAPOLIS, MD 21403-2517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0324260147 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 32426/147 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 17, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 413 SEVERN AVE, ANNAPOLIS, MD 21403-2517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 413 SEVERN AVE, ANNAPOLIS, MD 21403-2517 |
| Document Number | 0377420231 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 37742/231 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830,900 (+10.03%) Land $704,100 Building $126,800 | $830,900 (-) Land $704,100 Building $126,800 | |
| 2025 | $10,141.00 (+4.88%) Homeowner's exemption | $755,133 (+25.1%) | $830,900 (+37.66%) Land $704,100 Building $126,800 |
| 2024 | $9,669.00 (+12.82%) | ||
| 2023 | $8,570.00 Homeowner's exemption | $603,600 Land $519,100 Building $84,500 | $603,600 Land $519,100 Building $84,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 91 condo units |
| Nearby Flood Claims | 70 (1985–2026) |
| Claims Outside the SFHA | 19 of 70 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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