413 SE Cortez St, Stuart, FL 34994 Property Records

Martin County property record for 413 SE Cortez St, Stuart, FL 34994

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 684 sqft · built 1975
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Oct 2017)
Tax Bill	$821 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-006-004-00040-3`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-006-004-00040-3`
Alternative APNs	`938410060040004030000` `26156`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	684 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1975
Architectural Style	Mobile Home
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26156
Old Parcel Number	938410060040004030000
Street Address	413 SE CORTEZ ST
City	STUART
State	FL
Zip	34994-4443
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MONTEREY LOT 4 BLK 4
Legal Range	41E
Legal Township	38S
Legal Section	09
Legal Subdivision	MONTEREY SUBDIVISION
Legal Block	4
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1047
Census Tract	1000

Owner

Source: Martin County records · APN 09-38-41-006-004-00040-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 SE CORTEZ ST, STUART, FL 34994-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	0029522913
Deed Book / Page	2952 / 2913
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 10, 2017
Property Address	413 SE CORTEZ ST, STUART, FL 34994-4443
Document Number	0029522913
Book / Page	002952 / 002913
Instrument Date	Oct 02, 2017
Instrument	2658944
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SE CORTEZ ST STUART FL 349944443, STUART, FL 34994-4443

Mortgage

Document Number	29522915
Date	Oct 10, 2017
Book Page	002952/002915
Instrument	2658945

Lender

Name	PHILIPPO PANZERA
Address	2080 SE ELMHURST RD, PORT ST LUCIE, FL 34952-8852
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 09, 2020

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (-17.85%) Land $18,000	$18,000 (-17.88%) Land $18,000
2024	$821.00 (+4.32%)
2023	$787.00 (+6.78%)	$21,912 (+1%)	$21,920 (+10.04%) Land $18,000 Building $3,920
2022	$737.00	$19,920 Land $16,000 Building $3,920	$19,920 Land $16,000 Building $3,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, TPC ACC Acquisition, Verizon.

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.