413 SE 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 413 SE 4th St, Laurel, MT 59044

Property Summary

Property Type	Commercial
Details	9,760 sqft · built 2005
Lot Size	1.08 acres (47,354 sqft)
Owner	Company Name on File
Tax Bill	$23,054 (2024)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000B030520`

Property Details

APN / Parcel Number

Primary APN	`000B030520`
Alternative APNs	`03-0821-16-1-11-20-0000` `R0338710` `B030520` `B03052`

Interior

Stories	1 Story
Building Area	9,760 sqft Gross Area
1st Floor Area	9,760 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	47,354 sqft (1.08 acres)
View / Lot	Commercial
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 SE 4TH ST
City	LAUREL
State	MT
Zip	59044-3317
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CANYON CREEK STATION SUBD 2ND, S16, T02 S, R24 E, LOT 2D1A, AMD (08)
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	CANYON CREEK STATION SUBD 2ND
Legal Block	2
Legal Lot Number	2D1A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2060
Census Tract	1902

Owner

Source: Yellowstone County records · APN 000B030520

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 20855, BILLINGS, MT 59104-0855
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	413 SE 4TH ST, LAUREL, MT 59044-3317
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003898518
Date	Oct 03, 2019
Instrument	3898518

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,840,500 (+7.9%) Land $790,039 Building $1,050,461	$1,840,500 (+7.9%) Land $790,039 Building $1,050,461
2024	$23,054.00 (+21.22%)
2023	$19,018.00	$1,705,800	$1,705,800 Land $567,962 Building $1,137,838

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BHT Holdings Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: BHT Investment Holdings, Spectrum.

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.