Frederick County property record for 413 Sawmill Dr, Gore, VA 22637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 2002 |
| Lot Size | 5.45 acres (237,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,900 (Oct 2018) |
| Tax Bill | $2,451 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-35 |
| Primary APN | 173-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 3,892 sqft |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Finished Basement | 1,450 sqft |
| Unfinished Basement | 1,450 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 237,402 sqft (5.45 acres) |
| Terrain | Wooded |
| Porch | Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 40 sqft |
| Patio Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8001212 |
|---|---|
| Street Address | 413 SAWMILL DR |
| City | GORE |
| State | VA |
| Zip | 22637-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | TIMBER RIDGE FMS L35 S3 5.45 ACRES |
| Legal Subdivision | TIMBER RIDGE |
| Legal Lot Number | 35 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50402 |
Source: Frederick County assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 SAWMILL DR, GORE, VA 22637-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Jan 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Oct 18, 2018 | Grant Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2016 · Amount on Record |
| Deed Document Number | 201810401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 413 SAWMILL DR, GORE, VA 22637-1751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014219 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210014219 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 413 SAWMILL DR, GORE, VA 22637-1751 |
| Document Number | 0000001074 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 SAWMILL DR GORE VA 226371751, GORE, VA 22637-1751 |
| Document Number | 0000001074 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 1074 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 18, 2018 |
| Property Address | 413 SAWMILL DR, GORE, VA 22637-1751 |
| Document Number | 0000010401 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 10401 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 413 SAWMILL DR GORE VA 226371751, GORE, VA 22637-1751 |
| Document Number | 10402 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 10402 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,451.00 (+10.41%) | $462,540 Land $87,500 Building $375,040 | $462,540 Land $87,500 Building $375,040 |
| 2025 | $2,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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