Bedford County property record for 413 Saunders Point Rd, Huddleston, VA 24104 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,881 sqft · built 1972 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,611 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258C 1 C |
| Primary APN | 258C 1 C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,254 sqft |
| Finished Basement | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 413 SAUNDERS POINT RD |
|---|---|
| City | HUDDLESTON |
| State | VA |
| Zip | 24104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRADDOCK CR LT C |
| Legal Subdivision | CRADDOCK CR |
| Legal Lot Number | C |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30503 |
Source: Bedford County records · APN 258C 1 C
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 413 SAUNDERS POINT RD, HUDDLESTON, VA 24104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 03, 2024 |
| Transfer Doc | 0000001218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 413 SAUNDERS POINT RD, HUDDLESTON, VA 24104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HOMESTEAD STLMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 200011364 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 200011364 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,611.00 | $880,800 (+1%) Land $650,000 Building $230,800 | |
| 2023 | $3,611.00 Additional exemption filed | $440,400 | $880,800 Land $650,000 Building $230,800 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190305033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Nov 2020, river or lake flooding |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: Verizon, SML Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures