413 San Roberto Pl, San Ramon, CA 94583 Property Records

Contra Costa County property record for 413 San Roberto Pl, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,286 sqft · built 1978
Lot Size0.23 acres (10,000 sqft)
Owner2 Trust Names on File
Last Sale$1,925,000 (Apr 2021)
Tax Bill$23,554 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN212-352-027-8

Property Details

APN / Parcel Number

Primary APN212-352-027-8
Alternative APN
  • 212-352-027

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,286 sqft Living Area
1st Floor Area1,732 sqft
2nd Floor Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area615 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address413 SAN ROBERTO PL
CitySAN RAMON
StateCA
Zip94583-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04477 L0093 B EX MR
Legal SubdivisionSUBDIVISION 4477
Legal Tract04477
Legal Lot Number93
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract345111

Owner

413 San Roberto Pl is owner-occupied and held in a trust since April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 15, 2020Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 23, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 4, 2018Deed of Trust, Mortgage · Line of Credit
SAN FRANCISCO POLICE CU
Aug 29, 2017Deed of Trust, Mortgage · Line of Credit
SAN FRANCISCO POLICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2021 · Amount on File
Deed SaleApr 23, 2021 · Amount on File
Prior SaleJun 13, 2016
Deed Document Number2021123720
Prior Transfer DateJun 7, 2016
Prior Transfer Doc0000114219
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1247 PHELPS AVE, SAN JOSE, CA 95117-2941

Mortgage

Document Number0000320914
DateNov 19, 2021
Instrument2021-320914
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG NATIONAL TITLE IRVINE

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608

Mortgage

Document Number0000238875
DateOct 15, 2020
Instrument2020-238875
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 23, 2021
Property Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
Document Number0000123720
Map ReferenceMB 178 PG 30
Instrument DateApr 18, 2021
Instrument2021-123720
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608

Mortgage

Document Number0000123722
DateApr 23, 2021
Instrument2021-123722
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateMay 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.12%
IndexOther
Max Rate7.12%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
Document Number0000161437
Instrument DateOct 4, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address413 SAN ROBERTO PL SAN RAMON CA 945832608, SAN RAMON, CA 94583-2608

Mortgage

Document Number0000161437
DateOct 11, 2018
Instrument161437
Lender
NameSAN FRANCISCO POLICE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94122
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 10, 2048
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address413 SAN ROBERTO PL, SAN RAMON, CA 94583-2608
Document Number0000163929
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address413 SAN ROBERTO PL SAN RAMON CA 945832608, SAN RAMON, CA 94583-2608

Mortgage

Document Number0000163929
DateSep 8, 2017
Instrument163929
Lender
NameSAN FRANCISCO POLICE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94122
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 San Roberto Pl was $23,554 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,125,352 (+2%) Land $910,865 Building $1,214,487
2025$23,554.00 Homeowner's exemption$2,083,679 Land $893,005 Building $1,190,674
2023$22,723.00 (+0.75%) Homeowner's exemption$2,002,770 Land $858,330 Building $1,144,440
2022$22,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 413 San Roberto Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 San Roberto Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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