413 San Luis Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 413 San Luis Ave, Watsonville, CA 95076

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,802 sqft · built 2022
Lot Size0.047 acres (2,060 sqft)
OwnerCompany Name on File
Tax Bill$7,245 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN018-732-04

Property Details

APN / Parcel Number

Primary APN018-732-04
Alternative APN
  • 018-732-04-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,802 sqft Living Area
Gross Area3,339 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,060 sqft (0.047 acres)
Garage TypeAttached
Garage Area537 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address413 SAN LUIS AVE
CityWATSONVILLE
StateCA
Zip95076-6715
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3003
Census Tract110402

Owner

413 San Luis Ave, a townhouse, is owned by a company.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordCompany Name on File
Mailing Address47 PASEO DR, WATSONVILLE, CA 95076-6679
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address413 SAN LUIS AVE, WATSONVILLE, CA 95076
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013855
DateJul 27, 2023
Instrument2023-0013855
Lender
NameLONG RIVER REAL ESTATE HOLDING LLC
TypeNon-Lending Institution
AddressNEWARK, DE 19702
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 413 San Luis Ave was $7,245.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$628,780 (+10.03%) Land $83,080 Building $545,700
2025$7,245.00$571,451 Land $61,451 Building $510,000
2023$4,228.00 (+112.14%)$362,165 Land $59,065 Building $303,100$776,790
2022$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 San Luis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 San Luis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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