Delaware County property record for 413 S Normandy Dr, Muncie, IN 47304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1937 |
| Lot Size | 0.271 acres (11,790 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-18-231-021.000-003 |
| Primary APN | 18-11-18-231-021.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 11,790 sqft (0.271 acres) |
| Lot Dimensions | 1,310 ft deep x 900 ft wide |
| Garage Type | Mixed |
| Garage Area | 916 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 18 231 021 000 |
|---|---|
| Street Address | 413 S NORMANDY DR |
| City | MUNCIE |
| State | IN |
| Zip | 47304-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLTON ADD LOT 13 & S 30 FT OF LOT 12 |
| Legal Subdivision | CARLTON ADD |
| Legal Lot Number | 13,12 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 800 |
Source: Delaware County records · APN 18-11-18-231-021.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 S NORMANDY DR, MUNCIE, IN 47304-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit THRIVE FCU |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE CU |
| Aug 22, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2019 |
| Deed Sale | Aug 22, 2019 |
| Prior Sale | Nov 16, 2011 · Amount on Record |
| Deed Document Number | 201910828 |
| Prior Transfer Date | Oct 07, 2011 |
| Prior Transfer Doc | 2011R13039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 413 S NORMANDY DR, MUNCIE, IN 47304-4330 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R14313 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R14313 |
| Name | THRIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 413 S NORMANDY DR, MUNCIE, IN 47304-4330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019R13096 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019R13096 |
| Name | THRIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Aug 22, 2019 |
| Property Address | 413 S NORMANDY DR, MUNCIE, IN 47304-4330 |
| Document Number | 2019R10828 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019R10828 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 S NORMANDY DR, MUNCIE, IN 47304-4330 |
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+10.9%) | $185,900 (+25.44%) Land $22,300 Building $163,600 | $185,900 (+25.44%) Land $22,300 Building $163,600 |
| 2024 | $1,606.00 (-15.21%) | ||
| 2023 | $1,894.00 (+22.11%) | $148,200 (+15.24%) Land $20,300 Building $127,900 | $148,200 (+15.24%) Land $20,300 Building $127,900 |
| 2022 | $1,551.00 (+25.49%) Homeowner's exemption | $128,600 Land $20,300 Building $108,300 | $128,600 Land $20,300 Building $108,300 |
| 2021 | $1,236.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350008003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 3 (1980–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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