413 S Fork Cir, Hoover (Birmingham), AL 35244 Property Records

Jefferson County property record for 413 S Fork Cir, Hoover, AL 35244

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 943 sqft · built 1987
Owner	2 Individual Names on Record
Last Sale	$228,000 (Nov 2016)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-31-4-000-028.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-31-4-000-028.000`
Alternative APNs	`39314000028000RR00` `65724`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
Gross Area	6,412 sqft
1st Floor Area	943 sqft
Upper Floors Area	917 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	129 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	55 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	65724
Old Parcel Number	39314000028000RR00
Street Address	413 S FORK CIR
City	HOOVER
State	AL
Zip	35244-5464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 BLK 1 SOUTHWOOD FIRST SEC 23/87
Legal Range	03W
Legal Township	19S
Legal Section	31
Legal Quarter	SE
Legal Subdivision	SOUTHWOOD 1ST SEC
Legal Block	1
Legal Lot Number	14
Jurisdiction	JEFFERSON AL
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2000
Census Tract	14208

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 S FORK CIR, HOOVER, AL 35244-5464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	2016119120
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	413 S FORK CIR, HOOVER, AL 35244-5464
Document Number	0000122843
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 S FORK CIR HOOVER AL 352445464, HOOVER, AL 35244-5464

Mortgage

Document Number	0000122843
Date	Oct 28, 2020
Instrument	122843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 (+14.01%) Homeowner's exemption	$38,060 (-)	$380,600 (-) Land $120,000 Building $260,600
2023		$38,060 Land $12,000 Building $26,060	$380,600 Land $120,000 Building $260,600
2022	$2,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20