413 S Cholla St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 413 S Cholla St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,994 sqft · built 1992
Lot Size	0.165 acres (7,214 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Apr 2024)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-32-960`

Property Details

APN / Parcel Number

Primary APN	`302-32-960`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	1,057 sqft
2nd Floor Area	937 sqft

Exterior

Year Built	Built 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,214 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	413 S CHOLLA ST
City	GILBERT
State	AZ
Zip	85233-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANTAMAR THREE MCR 348-20
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	CANTAMAR 3 LOT 176-247 TR A-E
Legal Lot Number	247
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23930 AVENIDA CRESCENTA, VALENCIA, CA 91355-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 25, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20240174589
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2024
Property Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901
Document Number	0000174589
Map Reference	MB 348 PG 20
Instrument Date	Mar 28, 2024
Instrument	20240174589
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23930 AVENIDA CRESCENTA, VALENCIA, CA 91355-3102

Mortgage

Document Number	0000174590
Date	Apr 4, 2024
Instrument	20240174590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901

Mortgage

Document Number	0000150741
Date	Mar 24, 2023
Instrument	20230150741

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE SVCS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133192
Date	Feb 18, 2020
Instrument	20200133192

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2018
Property Address	413 S CHOLLA ST, GILBERT, AZ 85233-6901
Document Number	0000482177
Instrument Date	Jun 18, 2018
Instrument	482177
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	413 S CHOLLA ST GILBERT AZ 852336901, GILBERT, AZ 85233-6901

Mortgage

Document Number	482178
Date	Jun 25, 2018
Instrument	482178

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,880 (-1.46%)	$438,800 (-1.46%) Land $87,700 Building $351,100
2025	$1,992.00 (+24.27%)
2024		$44,530	$445,300 Land $89,000 Building $356,300
2023	$1,603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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