413 S Atlantic Ave, Lima, OH 45804 Property Records

Allen County property record for 413 S Atlantic Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,700 sqft · built 1920
Lot Size	0.119 acres (5,184 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Dec 2024)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3612-03-007.000`

Property Details

APN / Parcel Number

Primary APN	`36-3612-03-007.000`
Alternative APN	`M3836361203007000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	932 sqft
Upper Floors Area	768 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	98 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	413 S ATLANTIC AVE
City	LIMA
State	OH
Zip	45804-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK PLACE ADDITION LOTS 3106 & 3107 S ENDS FF 52.90
Legal Subdivision	CLARK PLACE ADDITION
Legal Lot Number	3106
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2009
Census Tract	13400

Owner

Source: Allen County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage REM INVESTMENTS LLC A KANSAS LIMITED LIA
Jul 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage URBAN BAY FINANCIAL LLC
Dec 21, 2021	Warranty Deed, Transfer · Construction Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	202411546
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	413 S ATLANTIC AVE, LIMA, OH 45804-1101
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BRYDEN RD, COLUMBUS, OH 43205-2125

Mortgage

Document Number	1050000115
Date	Jan 5, 2024
Book Page	2024/115
Instrument	202401050000115

Lender

Name	REM INVESTMENTS LLC A KANSAS LIMITED LIA
Type	Non-Lending Institution
Address	5025 E KELLOGG DR, WICHITA, KS 67218

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	413 S ATLANTIC AVE, LIMA, OH 45804-1101
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7200006209
Date	Jul 20, 2023
Book Page	2023/6209
Instrument	202307200006209

Lender

Name	URBAN BAY FINANCIAL LLC
Address	LAS VEGAS, NV 89131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 21, 2021
Property Address	413 S ATLANTIC AVE, LIMA, OH 45804-1101
Document Number	12210017608
Book / Page	2021 / 17608
Map Reference	MB 2 PG 308&309
Instrument Date	Nov 10, 2021
Instrument	202112210017608
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

Mortgage

Document Number	12210017616
Date	Dec 21, 2021
Book Page	2021/17616
Instrument	202112210017616

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	BRECKSVILLE, OH 44141

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (+44.2%)	$11,940 (-) Land $1,020 Building $10,920	$34,100 (-) Land $2,900 Building $31,200
2024	$1,276.00 (+133.7%)	$11,940 (+11.8%) Land $1,020 Building $10,920	$34,100 (+11.8%) Land $2,900 Building $31,200
2023	$546.00 (-4.88%)	$10,680 (-) Land $910 Building $9,770
2022	$574.00	$10,680 Land $910 Building $9,770
2021			$30,500 Land $2,600 Building $27,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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