413 S 4th St, Murray, KY 42071 Property Records

Calloway County property record for 413 S 4th St, Murray, KY 42071

Property Summary

Property TypeRestaurant
Details1,768 sqft
Owner2 Individual Names on File
Tax Bill$224 (2025)
Flood ZoneZone AE (high risk)
APN010-0-0019-00020

Property Details

APN / Parcel Number

Primary APN010-0-0019-00020
Alternative APN
  • 38901

Interior

Stories1 Story
Building Area1,768 sqft Total Area

Exterior

Exterior MaterialBlock
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number38901
Street Address413 S 4TH ST
CityMURRAY
StateKY
Zip42071-2601
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal Description413 S 4TH 10-19-20,21
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group4
Census Block4027
Census Tract10500

Owner

413 S 4th St, a commercial property, is owned by two individuals.

Source: Calloway County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address1410 S 12TH ST, MURRAY, KY 42071-8701
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0001018318
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 413 S 4th St was $224.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictMurray Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$224.00$55,000$55,000
2023$225.00$55,000$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 S 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Murray Electric System
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on S 4th St

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