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413 S 3rd St, Ponca City, OK 74601 Property Records

Kay County property record for 413 S 3rd St, Ponca City, OK 74601

Property Summary

Property TypeOffice Building
Details2 ba · 2,400 sqft · built 2001
Lot Size0.386 acres (16,814 sqft)
OwnerCompany Name on File
Tax Bill$3,549 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Jun 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN0820-00-018-011-0-000-00

Property Details

APN / Parcel Number

Primary APN0820-00-018-011-0-000-00
Alternative APN
  • 5980

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,400 sqft Total Area
Gross Area10,000 sqft
1st Floor Area10,000 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialMetal
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area16,814 sqft (0.386 acres)
Lot Dimensions140 ft deep x 120 ft wide
PorchSlab
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number5980
Street Address413 S 3RD ST
CityPONCA CITY
StateOK
Zip74601-5328
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionP C-LYNCHVILLE ADD BLOCK 18 LOTS 11-14 ...RENT 2 RM APT
Legal Range02E
Legal Township26N
Legal Section27
Legal SubdivisionLYNCHVILLE
Legal Block18
Legal Lot Number11-14
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group2
Census Block2044
Census Tract400

Owner

413 S 3rd St, a commercial property, is owned by a company that acquired it in September 2025.

Source: Kay County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address2000 LAKE RD, PONCA CITY, OK 74604-4810
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Deed of Trust, Mortgage · Line of Credit
COMMUNITY NAT'L BK&TR
Jun 29, 2018Trustee's Deed, Construction Loan · Construction Mortgage
RCB BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 1994
Deed SaleSep 8, 1994
Deed Book / Page905 / 171
Last Transfer DateSep 18, 2025
Transfer Doc0000006737
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address413 S 3RD ST, PONCA CITY, OK 74601-5328
Document Number0000004027
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address413 S 3RD ST PONCA CITY OK 746015328, PONCA CITY, OK 74601-5328

Mortgage

Document Number0000004027
DateJun 7, 2019
Book Page001807/000826
Instrument4027
Lender
NameCOMMUNITY NAT'L BK&TR
TypeBank
AddressPONCA CITY, OK 74601
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKAY OK
Recording DateJun 29, 2018
Property Address413 S 3RD ST, PONCA CITY, OK 74601-5328
Book / Page001780 / 000683
Instrument DateJun 25, 2018
Instrument5072
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address413 S 3RD ST PONCA CITY OK 746015328, PONCA CITY, OK 74601-5328

Mortgage

Document Number0000005072
DateJun 29, 2018
Book Page001780/000683
Instrument5072
Lender
NameRCB BK
TypeBank
AddressPONCA CITY, OK 74604-1738
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 28, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 413 S 3rd St was $3,549, up 3.8% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,958 (-3.11%) Land $3,400 Building $32,558$326,887 (-3.11%) Land $30,912 Building $295,975
2025$3,549.00 (+3.77%)$37,112 (+2.74%) Land $3,400 Building $33,712$337,388 (+2.74%) Land $30,912 Building $306,476
2024$3,420.00 (-8.14%)$36,124 (-6.42%) Land $3,400 Building $32,724$328,398 (-7.71%) Land $30,912 Building $297,486
2023$3,723.00$38,604 Land $3,400 Building $35,204$355,838 Land $30,912 Building $324,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Chisholm Broadband
Fixed Wireless · DSL in parts of the area		100 / 40
Nextlink
Fixed Wireless		100 / 20

May also be available: AT&T.

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