413 Rosa Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 413 Rosa Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,719 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Dec 2023)
Tax Bill	$695 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-003-019`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-003-019`
Alternative APNs	`539474` `008445` `15803`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,719 sqft Heated Area
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Utility Building	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	539474
Street Address	413 ROSA AVE
City	FAIRHOPE
State	AL
Zip	36532-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 21 VOLANTA SUB MISC BK1 PG341
Legal Subdivision	VOLANTA SUBD
Legal Block	21
Legal Lot Number	18
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1052
Census Tract	11201

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 ROSA AVE, FAIRHOPE, AL 36532-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	20232098922
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	413 ROSA AVE, FAIRHOPE, AL 36532-3216
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 ROSA AVE, FAIRHOPE, AL 36532-3216

Mortgage

Document Number	0002105316
Date	Jan 29, 2024
Instrument	2105316

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 22, 2034

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 11, 2023
Property Address	413 ROSA AVE, FAIRHOPE, AL 36532-3216
Document Number	0002098922
Map Reference	MB 1 PG 341
Instrument Date	Sep 20, 2023
Instrument	2098922
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	413 ROSA AVE, FAIRHOPE, AL 36532-3216

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$695.00 Homeowner's exemption Senior Citizen's exemption
2025	$695.00	$18,100 (-) Land $9,000 Building $9,100	$371,900 (+16.69%) Land $182,300 Building $189,600
2023	$695.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,100 (-34.99%)	$318,700 (+14.52%) Land $166,300 Building $152,400
2022	$695.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,840	$278,300 Land $142,800 Building $135,500
2021	$695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1979–2020)
Claims Outside the SFHA	10 of 28
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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