413 Rivers Edge, Williamsburg, VA 23185 Property Records

James City County property record for 413 Rivers Edge, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,958 sqft · built 2023
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2021)
Tax Bill	$12,709 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`50-4 20-0-0007`

Property Details

APN / Parcel Number

Primary APN	`50-4 20-0-0007`
Alternative APN	`31143`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,958 sqft Living Area
Basement Area	2,257 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Attached
Garage Area	821 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	31143
Street Address	413 RIVERS EDGE
City	WILLIAMSBURG
State	VA
Zip	23185-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-7 PH-4 RIVER'S EDGE
Legal Subdivision	KINGSMILL
Legal Phase	4
Legal Lot Number	7
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1011
Census Tract	80104

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 RIVERS EDGE, WILLIAMSBURG, VA 23185-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · ARM FULTON BANK NA
Apr 21, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS AND FARMERS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	20218006
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	413 RIVERS EDGE, WILLIAMSBURG, VA 23185-8945
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212873
Date	Aug 26, 2022
Instrument	202212873

Lender

Name	FULTON BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	371 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Margin	3

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 21, 2021
Property Address	413 RIVERS EDGE, WILLIAMSBURG, VA 23185-8945
Document Number	0210008006
Instrument Date	Apr 1, 2021
Instrument	210008006
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 DOCK LNDG, WILLIAMSBURG, VA 23185-7903

Mortgage

Document Number	0210008007
Date	Apr 21, 2021
Instrument	210008007

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,709.00 (+6.4%)	$1,531,300 (+27.46%) Land $431,500 Building $1,099,800	$1,531,300 (+27.46%) Land $431,500 Building $1,099,800
2024	$11,944.00 (+19.79%)
2023	$9,971.00 (+61.32%)	$1,201,400 Land $431,500 Building $769,900	$1,201,400 Land $431,500 Building $769,900
2022	$6,181.00 (+44.99%)
2019	$4,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Shenandoah Telecommunications Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivers Edge

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