413 River Rd, Bogota, NJ 07603 Property Records

Bergen County and Bogota Borough property record for 413 River Rd, Bogota, NJ 07603

Property Summary

Property Type	Single Family Home
Details	2,562 sqft · built 1910
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$369,000 (Feb 2019)
Tax Bill	$13,968 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-00007-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`04-00007-0000-00020`
Alternative APN	`040000700020`

Interior

Stories	2 Stories
Building Area	2,562 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	413 RIVER RD
City	BOGOTA
State	NJ
Zip	07603-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Subdivision	HAROLD GODWIN PROP MAP 1
Legal Block	7
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	BOGOTA
Census Block Group	1
Census Block	1016
Census Tract	4001

Owner

Source: Bergen County and Bogota Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage DANIEL TORREZ HOME POINT
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 13, 2019	Warranty Deed, Transfer · FHA Mortgage JERSEY MORTGAGE CO
Feb 13, 2019	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Feb 7, 2001 · Amount on Record
Deed Document Number	20191049902
Deed Book / Page	3178 / 931
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	0031780917
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER RD, BOGOTA, NJ 07603-1019

Mortgage

Document Number	0050370813
Date	Jul 14, 2023
Book Page	5037/813
Instrument	2023046231

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER RD, BOGOTA, NJ 07603-1019

Mortgage

Document Number	0047131309
Date	Jun 17, 2022
Book Page	4713/1309
Instrument	2022061389

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER RD, BOGOTA, NJ 07603-1019

Mortgage

Document Number	0037361553
Date	Sep 30, 2020
Book Page	3736/1553
Instrument	20-094786

Lender

Name	DANIEL TORREZ HOME POINT
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043000033
Date	Jul 28, 2021
Book Page	4300/33
Instrument	2021121489

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 13, 2019
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Document Number	0031780931
Book / Page	3178 / 931
Instrument Date	Jan 30, 2019
Instrument	2019-010499.02
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER RD, BOGOTA, NJ 07603-1019

Mortgage

Document Number	1901049903
Date	Feb 13, 2019
Instrument	19-010499.03

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0031780931
Date	Feb 13, 2019
Book Page	3178/931
Instrument	2019-010499.02

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 13, 2019
Property Address	413 RIVER RD, BOGOTA, NJ 07603-1019
Document Number	0031780917
Book / Page	003178 / 000917
Instrument Date	Dec 10, 2018
Instrument	10499
Transaction Type	Transfer
Record Updated	Feb 25, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823

Tax Assessment & Valuation

Source: Bergen County and Bogota Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bogota Borough
Unified School District	Bogota Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,500 (-) Land $229,600 Building $352,900	$582,500 (-) Land $229,600 Building $352,900
2025	$13,968.00 (+3.18%)	$582,500 (+74.3%) Land $229,600 Building $352,900	$582,500 (+74.3%) Land $229,600 Building $352,900
2024	$13,537.00 (-4.12%)
2023		$334,200 Land $130,600 Building $203,600	$334,200 Land $130,600 Building $203,600
2022	$14,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1987–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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