413 Rio Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 413 Rio Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 1987
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Sale + 1 more
APN	`0584001000720`

Property Details

APN / Parcel Number

Primary APN	`0584001000720`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,004 sqft Living Area
1st Floor Area	1,085 sqft
Upper Floors Area	1,085 sqft
Attic	Attic
Attic Area	540 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	234 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	540 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	576 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 RIO DR
City	CHESAPEAKE
State	VA
Zip	23322-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	72 LAS GAVIOTAS PH IV SEC THREE A
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2011
Census Tract	21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1423 PLANTATION LAKES CIR, CHESAPEAKE, VA 23320-8113
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 16, 2020	Deed, Transfer
Jun 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020
Deed Sale	Jan 16, 2020
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	20201556
Deed Book / Page	10102 / 598
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	413 RIO DR, CHESAPEAKE, VA 23322-7144
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010102/602
Date	Jan 16, 2020
Book Page	10102/602
Instrument	200001557

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 16, 2020
Property Address	413 RIO DR, CHESAPEAKE, VA 23322-7144
Document Number	010102/598
Book / Page	10102 / 598
Instrument Date	Jan 14, 2020
Instrument	200001556
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 PLANTATION LAKES CIR, CHESAPEAKE, VA 23320-8113

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 6, 2019
Property Address	413 RIO DR, CHESAPEAKE, VA 23322-7144
Document Number	010019/797
Book / Page	10019 / 797
Instrument Date	Jun 5, 2019
Instrument	190013676
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIO DR, CHESAPEAKE, VA 23322-7144

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,700 (+3.89%) Land $225,000 Building $341,700	$566,700 (+3.89%) Land $225,000 Building $341,700
2025	$5,510.00 (+38.62%)	$545,500 (+8.06%) Land $205,000 Building $340,500	$545,500 (+8.06%) Land $205,000 Building $340,500
2023		$504,800 (+13.92%) Land $165,000 Building $339,800	$504,800 (+13.92%) Land $165,000 Building $339,800
2022		$443,100 Land $145,000 Building $298,100	$443,100 Land $145,000 Building $298,100
2019	$3,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

413 Rio Dr, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rio Dr

Nearby Streets

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