413 Ridgecrest Dr, Mammoth Lakes, CA 93546 Property Records

Mono County property record for 413 Ridgecrest Dr, Mammoth Lakes, CA 93546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1965
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$842,000 (Sep 2021)
Tax Bill	$10,256 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-080-070-000`

Property Details

APN / Parcel Number

Primary APN	`031-080-070-000`
Alternative APN	`3108070000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 RIDGECREST DR
City	MAMMOTH LAKES
State	CA
Zip	93546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PLAT BOOK: R2 PLAT PAGE: 68 LOT: 1
Legal Subdivision	MAMMOTH SLOPES NUMBER 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	1
Census Block	1031
Census Tract	202

Owner

413 Ridgecrest Dr is owned by a company that bought it in September 2021.

Source: Mono County records, as of July 14, 2026

Owner of Record	2 Company Names on File
Mailing Address	1531 BONNIE BRAE ST, HERMOSA BEACH, CA 90254-3209
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Nov 28, 2018	Deed of Trust, Mortgage · ARM FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	20216721
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000003595
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Sep 8, 2021
Property Address	413 RIDGECREST DR, MAMMOTH LAKES, CA 93546
Document Number	0000006721
Map Reference	MB 2 PG 68
Instrument Date	Aug 10, 2021
Instrument	2021006721
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INYO MONO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1531 BONNIE BRAE ST, HERMOSA BEACH, CA 90254-3209

Mortgage

Document Number	0000006722
Date	Sep 8, 2021
Instrument	2021006722

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	413 RIDGECREST DR, MAMMOTH LAKES, CA 93546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004477
Date	Nov 28, 2018
Instrument	2018004477

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Ridgecrest Dr was $10,256.

Source: Mono County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Municipality	Mammoth Lakes Town
Unified School District	Mammoth Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$908,699 (+2%) Land $243,546 Building $665,153
2025	$10,256.00	$890,882 Land $238,771 Building $652,111
2023	$9,570.00	$856,290 Land $229,500 Building $626,790

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 413 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Ridgecrest Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAMMOTH CWD serves 8,234 people · EPA ID CA2610001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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