Gloucester County and Monroe Township property record for 413 Ridge Dr, Williamstown, NJ 08094
| Property Type | Single Family Home |
|---|---|
| Details | 1,467 sqft · built 1985 |
| Lot Size | 0.263 acres (11,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2025) |
| Tax Bill | $5,401 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00110-0102-00004 |
| Primary APN | 11-00110-0102-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 1,467 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 11,465 sqft (0.263 acres) |
| Lot Dimensions | 147 ft deep x 78 ft wide |
| Street Address | 413 RIDGE DR |
|---|---|
| City | WILLIAMSTOWN |
| State | NJ |
| Zip | 08094-2179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RGPR |
| Legal Description | BLOCK: 110.0102 |
| Legal Subdivision | MIMOSA RDG SEC 02 |
| Legal Block | 110 |
| Legal Lot Number | 4 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 501606 |
413 Ridge Dr is owned and occupied by an individual who bought it in September 2025.
Source: Gloucester County and Monroe Township records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 RIDGE DR, WILLIAMSTOWN, NJ 08094-2179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NEWFIELD NATIONAL BANK |
| Oct 9, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Oct 9, 2020 · Amount on File |
| Deed Document Number | 202528986 |
| Deed Book / Page | 7233 / 193 |
| Prior Transfer Date | Aug 2, 2006 |
| Prior Transfer Doc | 0000053960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 413 RIDGE DR, WILLIAMSTOWN, NJ 08094-2179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045024 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 15641/159 |
| Instrument | 45024 |
| Name | NEWFIELD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWFIELD, NJ 08344 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Oct 9, 2020 |
| Property Address | 413 RIDGE DR, WILLIAMSTOWN, NJ 08094-2179 |
| Document Number | 0000042327 |
| Book / Page | 6351 / 256 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 42327 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 PARKER LN, 9, WILLIAMSTOWN, NJ 08094-9159 |
| Name | Verified Name |
|---|---|
| Address | 413 RIDGE DR, WILLIAMSTOWN, NJ 08094-2179 |
| Document Number | 0000042322 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 42322 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 413 Ridge Dr was $5,401, up 2.9% from the year before.
Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Monroe Township |
| Unified School District | Monroe Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,300 (-) Land $44,600 Building $98,700 | $143,300 (-) Land $44,600 Building $98,700 | |
| 2025 | $5,401.00 (+2.94%) | $143,300 Land $44,600 Building $98,700 | $143,300 Land $44,600 Building $98,700 |
| 2024 | $5,247.00 | ||
| 2023 | $143,300 Land $44,600 Building $98,700 | $143,300 Land $44,600 Building $98,700 | |
| 2022 | $5,184.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 413 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE MUNICIPAL UTILITIES AUTHORITY serves 26,179 people · EPA ID NJ0811002 |
|---|---|
| Water Source | Purchased surface water from GLASSBORO WATER DEPARTMENT |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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