413 Reservation Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 413 Reservation Dr, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	1,901 sqft · built 2004
Lot Size	0.206 acres (8,999 sqft)
Owner	Individual Name on File
Tax Bill	$4,093 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0912880489`

Property Details

APN / Parcel Number

Primary APN	`0912880489`
Alternative APNs	`349037` `844126`

Interior

Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	844126
Street Address	413 RESERVATION DR
City	HARKER HEIGHTS
State	TX
Zip	76548-7466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN, BLOCK 002, LOT 0032
Legal Subdivision	SKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN
Legal Block	2
Legal Lot Number	32
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2007
Census Tract	21906

Owner

413 Reservation Dr is owned and occupied by an individual who acquired it in June 2022.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
May 21, 2018	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	May 21, 2018
Deed Document Number	2022040633
Record Updated	Jun 7, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 27, 2022
Property Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466
Document Number	0000040633
Map Reference	CAB C SL 366-C&D
Instrument Date	Jun 24, 2022
Instrument	2022040633
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466

Mortgage

Document Number	0000040632
Date	Jun 27, 2022
Instrument	2022040632

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018992
Date	Mar 30, 2021
Instrument	2021018992

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 21, 2018
Property Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466
Document Number	0000020520
Map Reference	CAB C SL366-C&D
Instrument Date	May 18, 2018
Instrument	2018-00020520
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466

Mortgage

Document Number	0000020521
Date	May 21, 2018
Instrument	2018-00020521

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,093.00 (-16.38%) Homeowner's exemption	$278,925 Land $38,000 Building $240,925	$278,925 Land $38,000 Building $240,925
2022	$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Reservation Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Reservation Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst, Nextlink.

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