413 Raymond St, Reading, PA 19605 Property Records

Berks County property record for 413 Raymond St, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,374 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2017)
Tax Bill$1,127 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN5308-12-85-6000

Property Details

APN / Parcel Number

Primary APN5308-12-85-6000
Alternative APNs
  • 66-5308-12-85-6000
  • 66391800
  • 391800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,374 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area5,663 sqft (0.13 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66391800
Street Address413 RAYMOND ST
CityREADING
StatePA
Zip19605-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHYDE VILLA
Legal Block85
Legal Lot Number33-
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1033
Census Tract12600

Owner

413 Raymond St is owned and occupied by an individual who bought it in November 2017.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address413 RAYMOND ST, READING, PA 19605-3138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
FIRST COMMONWEALTH FCU
Nov 14, 2018Deed of Trust, Mortgage · Line of Credit
FIRST COMMONWEALTH FCU
Nov 29, 2017Deed, Transfer · Conventional Mortgage
FIRST COMMONWEALTH FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2017 · Amount on File
Deed SaleNov 29, 2017 · Amount on File
Prior SaleAug 12, 2008 · Amount on File
Deed Document Number201744284
Prior Transfer DateNov 7, 2017
Prior Transfer Doc0000044284
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address413 RAYMOND ST, READING, PA 19605-3138
Transaction TypeMortgage
Record UpdatedNov 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031360
DateOct 20, 2023
Instrument2023031360
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressLEHIGH VALLEY, PA 18002
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 19, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address413 RAYMOND ST, READING, PA 19605-3138
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039594
DateNov 14, 2018
Instrument2018039594
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressLEHIGH VALLEY, PA 18002
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 13, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateNov 29, 2017
Property Address413 RAYMOND ST, READING, PA 19605-3138
Document Number0000044284
Instrument DateNov 7, 2017
Instrument2017044284
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RAYMOND ST, READING, PA 19605-3138

Mortgage

Document Number0000044285
DateNov 29, 2017
Instrument2017044285
Lender
NameFIRST COMMONWEALTH FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 413 Raymond St was $1,127.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,127.00$75,100 Land $30,100 Building $45,000$30,100 Land $30,100
2024$1,054.00$75,100 Land $30,100 Building $45,000
1994$75,100 Land $30,100 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Raymond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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