Charlevoix County property record for 413 Prospect St, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,380 sqft · built 1940 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Aug 2005) |
| Tax Bill | $4,038 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-140-057-00 |
| Primary APN | 052-140-057-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding |
| Lot Area | 15,769 sqft (0.362 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 PROSPECT ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 OF CROUTERS ADDITION |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 23 |
| Legal Subdivision | CROUTERS ADDITION |
| Legal Lot Number | 57 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1500 |
Source: Charlevoix County records · APN 052-140-057-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8308 RIDGESTONE DR SW, BYRON CENTER, MI 49315-8449 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2005 · Amount on Record |
| Deed Sale | Aug 31, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,900 (+9.55%) | $371,800 (+9.55%) | |
| 2025 | $4,038.00 (+1.82%) | $169,700 (+49.12%) | $339,400 (+49.12%) |
| 2024 | $3,966.00 (+8.51%) | ||
| 2023 | $113,800 | $227,600 | |
| 2022 | $3,655.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290015003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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