Monmouth County and Neptune Township property record for 413 Prospect Ave, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,059 sqft · built 1978 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2017) |
| Tax Bill | $12,825 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-05103-0000-00019 |
| Primary APN | 35-05103-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 919 sqft |
| Upper Floors Area | 1,140 sqft |
| Basement Area | 487 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 660 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00053958 |
|---|---|
| Street Address | 413 PROSPECT AVE |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | L61,62 |
| Legal Subdivision | SHARK RIVER HILLS SEC A |
| Legal Block | 5103 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 808001 |
413 Prospect Ave is owned and occupied by two individuals who bought it in July 2017.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 PROSPECT AVE, NEPTUNE, NJ 07753-5629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Jun 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on File |
| Deed Sale | Jul 19, 2017 · Amount on File |
| Prior Sale | Aug 31, 2011 · Amount on File |
| Deed Document Number | 201769051 |
| Deed Book / Page | 9236 / 7497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 413 PROSPECT AVE, NEPTUNE, NJ 07753-5629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | NOBLE TITLE, NOBLE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0094985980 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 9498/5980 |
| Instrument | 2021055369 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 413 PROSPECT AVE, NEPTUNE, NJ 07753-5629 |
| Document Number | 0000069052 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | COMMITMENT FOR TITLE INSURANCE, COMMITMENT FOR TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 PROSPECT AVE NEPTUNE NJ 077535629, NEPTUNE, NJ 07753-5629 |
| Document Number | 0000069052 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 009236/007505 |
| Instrument | 69052 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 27, 2017 |
| Property Address | 413 PROSPECT AVE, NEPTUNE, NJ 07753-5629 |
| Document Number | 0000069051 |
| Book / Page | 009236 / 007497 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 69051 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 PROSPECT AVE NEPTUNE NJ 077535629, NEPTUNE, NJ 07753-5629 |
The 2025 property tax bill for 413 Prospect Ave was $12,825, up 9.3% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,200 (+8.64%) Land $430,200 Building $327,000 | $757,200 (+8.64%) Land $430,200 Building $327,000 | |
| 2025 | $12,825.00 (+9.34%) | $697,000 Land $342,100 Building $354,900 | $697,000 Land $342,100 Building $354,900 |
| 2024 | $11,729.00 | ||
| 2023 | $609,600 Land $269,400 Building $340,200 | $609,600 Land $269,400 Building $340,200 | |
| 2022 | $10,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Prospect Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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