413 Poplar Dr, Elko, NV 89801 Property Records

Elko County property record for 413 Poplar Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1995
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Sep 2023)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-960-048`

Property Details

APN / Parcel Number

Primary APN	`001-960-048`
Alternative APN	`001-610-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	3,266 sqft
Basement Area	1,408 sqft

Exterior

Year Built	Built 1995
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft
Patio Area	340 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	413 POPLAR DR
City	ELKO
State	NV
Zip	89801-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	THE BLUFFS SUBDIVISION UNIT NO 3 FILE 353016,LOCATED IN,MDB&M
Legal Subdivision	BLUFFS SUBDIVISION UNIT 3
Legal Block	B
Legal Lot Number	46
Legal Unit	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2027
Census Tract	950701

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	413 POPLAR DR, ELKO, NV 89801-8466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 28, 2023	Deed of Trust, Mortgage DEAN & KORRI WARD FAMILY TRUST
Feb 3, 2021	Correction Deed
Jan 20, 2021	Grant Deed, Transfer
Jul 5, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jan 20, 2021
Deed Document Number	826895
Record Updated	Jun 8, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 29, 2023
Property Address	413 POPLAR DR, ELKO, NV 89801-8466
Document Number	0000826895
Map Reference	FILE 353016
Instrument Date	Sep 18, 2023
Instrument	826895
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 POPLAR DR, ELKO, NV 89801-8466

Mortgage

Document Number	0000826896
Date	Sep 29, 2023
Instrument	826896

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000826897
Date	Sep 29, 2023
Instrument	826897

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Government Agency
Address	CARSON CITY, NV 89701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	413 POPLAR DR, ELKO, NV 89801-8466
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817539
Date	Mar 28, 2023
Instrument	817539

Lender

Name	DEAN & KORRI WARD FAMILY TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Feb 3, 2021
Property Address	413 POPLAR DR, ELKO, NV 89801-8466
Document Number	0000782065
Map Reference	FILE 353016
Instrument Date	Feb 3, 2021
Instrument	782065
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	413 POPLAR DR, ELKO, NV 89801-8466

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jan 20, 2021
Property Address	413 POPLAR DR, ELKO, NV 89801-8466
Document Number	0000780972
Map Reference	FILE 35.016
Instrument Date	Jan 8, 2021
Instrument	780972
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	413 POPLAR DR, ELKO, NV 89801-8466

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 5, 2018
Property Address	413 POPLAR DR, ELKO, NV 89801-8466
Document Number	0000742975
Map Reference	FILE353016
Instrument Date	Jun 27, 2018
Instrument	742975
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TERESITA BLVD, 101, SAN FRANCISCO, CA 94127-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 POPLAR DR, ELKO, NV 89801-8466

Mortgage

Document Number	0000742976
Date	Jul 5, 2018
Instrument	742976

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (+6.06%)	$97,036 (+10.17%) Land $21,700 Building $75,336	$277,246 (+10.17%) Land $62,000 Building $215,246
2023	$3,051.00 (+8%)	$88,078 (+14.17%) Land $15,750 Building $72,328	$251,651 (+14.17%) Land $45,000 Building $206,651
2022	$2,825.00	$77,148 Land $15,750 Building $61,398	$220,423 Land $45,000 Building $175,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 49% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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