413 Pine St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 413 Pine St, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,678 sqft · built 2001
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Company Names on File
Last Sale	$1,080,500 (May 2021)
Tax Bill	$14,450 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-331-10`

Property Details

APN / Parcel Number

Primary APN	`036-331-10`
Alternative APN	`036-331-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,678 sqft Living Area
Gross Area	1,987 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,786 sqft (0.041 acres)
Garage Type	Attached
Garage Area	309 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 PINE ST
City	CAPITOLA
State	CA
Zip	95010-2201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	CAPITOLA
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 036-331-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	413 PINE ST, CAPITOLA, CA 95010-2201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
May 17, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 27, 2017	Grant Deed, Transfer PRINCETON CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	202127941
Prior Transfer Date	Aug 24, 2012
Prior Transfer Doc	0000041950
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 13, 2025
Property Address	413 PINE ST, CAPITOLA, CA 95010-2201
Document Number	0000024362
Map Reference	MB 57 PG 14
Instrument Date	Nov 07, 2025
Instrument	2025-0024362
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	413 PINE ST, CAPITOLA, CA 95010-2201

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 17, 2021
Property Address	413 PINE ST, CAPITOLA, CA 95010-2201
Document Number	0000027941
Map Reference	MB 57 PG 14
Instrument Date	May 12, 2021
Instrument	2021-0027941
Transaction Type	Transfer
Record Updated	Jun 02, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	413 PINE ST, CAPITOLA, CA 95010-2201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027942
Date	May 17, 2021
Instrument	2021-0027942

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Mortgage

Document Number	0000027943
Date	May 17, 2021
Instrument	2021-0027943

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	413 PINE ST, CAPITOLA, CA 95010-2201
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CAPITOLA AVE, CAPITOLA, CA 95010-2759

Mortgage

Document Number	0000003859
Date	Jan 25, 2021
Instrument	2021-0003859

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2017
Property Address	413 PINE ST, CAPITOLA, CA 95010-2201
Document Number	0000006866
Instrument Date	Feb 24, 2017
Instrument	6866
Transaction Type	Transfer
Record Updated	Oct 02, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$933.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PINE ST CAPITOLA CA 950102201, CAPITOLA, CA 95010-2201

Mortgage

Document Number	6867
Date	Feb 27, 2017
Instrument	6867

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,192,959 (+2%) Land $861,735 Building $331,224
2025	$14,450.00 (+9.51%) Homeowner's exemption	$1,169,568 (+4.04%) Land $844,838 Building $324,730
2023	$13,195.00 (+0.93%) Homeowner's exemption	$1,124,152 Land $812,032 Building $312,120	$1,083,330
2022	$13,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 757 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cruzio Internet, Xfinity, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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