413 Pine Lake Dr, Naples, FL 34112 Property Records

Collier County property record for 413 Pine Lake Dr, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2015)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`448300 A 705A12`

Property Details

APN / Parcel Number

Primary APN	`448300 A 705A12`
Alternative APNs	`53952800004102600A705` `53952800004`

Interior

Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Pool Area	408 sqft
Deck Area	492 sqft

Location & Zoning

Street Address	413 PINE LAKE DR
City	NAPLES
State	FL
Zip	34112-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	LAKEWOOD UNIT 5 BLK A LOT 70
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	LAKEWOOD UNIT 5
Legal Tract	448300
Legal Block	A
Legal Lot Number	70
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10606

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 PINE LAKE DR, NAPLES, FL 34112-5210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Jun 9, 2009 · Amount on Record
Deed Document Number	20155136416
Deed Book / Page	5164 / 487
Prior Transfer Date	Jul 20, 2006
Prior Transfer Doc	0040782619
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	413 PINE LAKE DR, NAPLES, FL 34112-5210
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PINE LAKE DR, NAPLES, FL 34112-5210

Mortgage

Document Number	0062151590
Date	Feb 13, 2023
Book Page	6215/1590
Instrument	6363085

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	413 PINE LAKE DR, NAPLES, FL 34112-5210
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PINE LAKE DR, NAPLES, FL 34112-5210

Mortgage

Document Number	0060600533
Date	Dec 21, 2021
Book Page	6060/533
Instrument	6178414

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	413 PINE LAKE DR, NAPLES, FL 34112-5210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054120226
Date	Jul 6, 2017
Book Page	5412/0226
Instrument	5425533

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	413 PINE LAKE DR, NAPLES, FL 34112-5210
Document Number	0054193669
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 PINE LAKE DR NAPLES FL 341125210, NAPLES, FL 34112-5210

Mortgage

Document Number	0054193669
Date	Jul 27, 2017
Book Page	005419/003669
Instrument	5434669

Lender

Name	IBERIABANK
Type	Bank
Address	NAPLES, FL 34102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (+6.9%) Homeowner's exemption	$294,793 (+5.99%)	$387,935 (-14.48%) Land $272,141 Building $115,794
2024	$2,769.00 (+1.35%)
2023	$2,732.00 (-1.73%) Homeowner's exemption	$278,141 (+3%)	$453,602 (+22.35%) Land $283,576 Building $170,026
2022	$2,780.00 Homeowner's exemption	$270,040	$370,732 Land $192,100 Building $178,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	515 units insured incl. 332 condo units
Nearby Flood Claims	13 (1991–2022)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile.

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