413 Peterson St, Alta, IA 51002 Property Records

Buena Vista County property record for 413 Peterson St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1910
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-156-004`

Property Details

APN / Parcel Number

Primary APN	`09-26-156-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	413 PETERSON ST
City	ALTA
State	IA
Zip	51002-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-20 ALTA CORP.
Legal Subdivision	THIRD ADDITION
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2036
Census Tract	960600

Owner

413 Peterson St is owned and occupied by an individual who acquired it in November 2021.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 PETERSON ST, ALTA, IA 51002-1353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2021
Transfer Doc	0000003632
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	413 PETERSON ST, ALTA, IA 51002-1353
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222530
Date	Sep 13, 2022
Instrument	222530

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	413 PETERSON ST, ALTA, IA 51002-1353
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220964
Date	Apr 11, 2022
Instrument	220964

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 30, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 Peterson St was $2,442, down 6.7% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,700 (+25.34%) Land $21,400 Building $185,300	$206,700 (+25.34%) Land $21,400 Building $185,300
2025	$2,442.00 (-6.65%)	$164,910 Land $12,240 Building $152,670	$164,910 Land $12,240 Building $152,670
2024	$2,616.00
2023		$164,910 (+31.07%) Land $12,240 Building $152,670	$164,910 Land $12,240 Building $152,670
2022	$2,024.00 Homeowner's exemption	$125,820 Land $12,240 Building $113,580
2021			$125,820 Land $12,240 Building $113,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Peterson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Peterson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on Peterson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures