413 Perche Ridge Dr, Columbia, MO 65203 Property Records

Boone County property record for 413 Perche Ridge Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,461 sqft · built 2019
Lot Size	0.26 acres (11,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,900 (Jul 2026)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-104-00-02-211-00`

Property Details

APN / Parcel Number

Primary APN	`16-104-00-02-211-00`
Alternative APN	`16-104-00-02-211.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,461 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Lot Area	11,348 sqft (0.26 acres)
Lot Dimensions	165 ft deep x 68.5 ft wide
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	413 PERCHE RIDGE DR
City	COLUMBIA
State	MO
Zip	65203-6533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLWOOD PLAT NO. 6 LOT 623
Legal Range	13W
Legal Township	48N
Legal Section	08
Legal Subdivision	BELLWOOD PLAT NUMBER SIX
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2002
Census Tract	1807

Owner

Source: Boone County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 23, 2020	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Apr 12, 2019	Trustee's Deed, Construction Loan · Line of Credit CENTRAL BK/BOONE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	202613877
Deed Book / Page	6184 / 93
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 24, 2026
Property Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533
Document Number	0000013877
Book / Page	6184 / 93
Instrument Date	Jul 24, 2026
Instrument	202613877
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533

Mortgage

Document Number	0000013878,
Date	Jul 24, 2026
Book Page	6184/94
Instrument	202613878

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533

Mortgage

Document Number	0000035234
Date	Dec 21, 2021
Book Page	5555/167
Instrument	2021035234

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533
Document Number	0000002155
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PERCHE RIDGE DR COLUMBIA MO 652036533, COLUMBIA, MO 65203-6533

Mortgage

Document Number	0000002155
Date	Feb 4, 2020
Book Page	005137/000081
Instrument	2155

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.29%

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BOONE MO
Recording Date	Apr 12, 2019
Property Address	413 PERCHE RIDGE DR, COLUMBIA, MO 65203-6533
Book / Page	005007 / 000037
Instrument Date	Apr 11, 2019
Instrument	5587
Transaction Type	Construction Loan
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 REEDSPORT RDG COLUMBIA MO 652036525, COLUMBIA, MO 65203-6525

Mortgage

Document Number	0000005587
Date	Apr 12, 2019
Book Page	005007/000037
Instrument	5587

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65205-0678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,974.00 (+12.05%)	$75,962 (+14.49%) Land $10,735 Building $65,227	$399,800 (+14.49%) Land $56,500 Building $343,300
2023	$4,439.00 (+4.1%)	$66,348 Land $10,735 Building $55,613	$349,200 Land $56,500 Building $292,700
2022	$4,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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