Emmet County property record for 413 Pearl St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,652 sqft |
| Lot Size | 0.246 acres (10,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 2024) |
| Tax Bill | $1,452 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-302-002 |
| Primary APN | 52-19-05-302-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 1,206 sqft |
| Unfinished Basement | 1,206 sqft |
| Lot Area | 10,741 sqft (0.246 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 413 PEARL ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | QUINLAN & FOCHTMAN'S ADD. LOTS 9 & 10 BLK 1 SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | QUINLAN & FOCHTMANS ADD |
| Legal Block | 1 |
| Legal Lot Number | 9-10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970800 |
413 Pearl St is owned by two individuals who bought it in September 2024.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 ROBIN RD, CEDAR HILL, TX 75104-6401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on File |
| Deed Sale | Sep 10, 2024 · Amount on File |
| Prior Sale | Mar 1, 1993 · Amount on File |
| Deed Document Number | 20245215129 |
| Deed Book / Page | 1262 / 117 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,700 Land $154,700 | $309,400 Land $309,400 | |
| 2024 | $1,452.00 | ||
| 2023 | $118,200 Land $118,200 | $236,400 Land $236,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 413 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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