413 Overlook Dr, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 413 Overlook Dr, Neptune, NJ 07753

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 986 sqft · built 1959
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Tax Bill$8,935 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-04907-0000-00032

Property Details

APN / Parcel Number

Primary APN35-04907-0000-00032
Alternative APNs
  • 3500484000000368
  • 00061211

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area986 sqft Living Area
1st Floor Area986 sqft
Basement Area986 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Deck Area240 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00061211
Street Address413 OVERLOOK DR
CityNEPTUNE
StateNJ
Zip07753-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal DescriptionL369,370
Legal Block4907
Legal Lot Number32
JurisdictionMONMOUTH NJ
Township / Civil DivisionNEPTUNE
Census Block Group1
Census Block1000
Census Tract808001

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address413 OVERLOOK DR, NEPTUNE, NJ 07753-5417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST ATLANTIC FCU
Apr 15, 2020Deed of Trust, Mortgage · Conventional with PMI
ATLANTIS MTG
Aug 28, 2018Grant Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 12, 2016
Transfer Doc0000037549
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address413 OVERLOOK DR, NEPTUNE, NJ 07753-5417
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanySOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096285875
DateDec 22, 2022
Book Page9628/5875
Instrument2022121225
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address413 OVERLOOK DR, NEPTUNE, NJ 07753-5417
Document Number0000044640
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyCTA, CTA TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 OVERLOOK DR NEPTUNE NJ 077535417, NEPTUNE, NJ 07753-5417

Mortgage

Document Number0000044640
DateApr 29, 2020
Book Page009410/005338
Instrument44640
Lender
NameATLANTIS MTG
TypeMortgage Company
AddressWEST LONG BRANCH, NJ 07764
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateAug 28, 2018
Property Address413 OVERLOOK DR, NEPTUNE, NJ 07753-5417
Document Number0000086078
Book / Page009309 / 004932
Instrument DateAug 23, 2018
Instrument86078
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyASSOCIATED TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address413 OVERLOOK DR NEPTUNE NJ 077535417, NEPTUNE, NJ 07753-5417

Mortgage

Document Number86079
DateAug 28, 2018
Book Page009309/004943
Instrument86079
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionNeptune Township
Unified School DistrictNeptune Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$540,900 (+11.39%) Land $427,100 Building $113,800$540,900 (+11.39%) Land $427,100 Building $113,800
2025$8,935.00 (+13.46%)$485,600 (+24.67%) Land $347,800 Building $137,800$485,600 (+24.67%) Land $347,800 Building $137,800
2024$7,875.00 (+23.2%)
2023$389,500 Land $257,400 Building $132,100$389,500 Land $257,400 Building $132,100
2022$6,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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