413 Opal Ave, Auburndale, FL 33823 Property Records

Polk County property record for 413 Opal Ave, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,963 sqft · built 2014
Lot Size	0.3 acres (13,064 sqft)
Owner	Individual Name on File
Last Sale	$337,400 (Jul 2020)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-35-305252-001360`

Property Details

APN / Parcel Number

Primary APN	`25-27-35-305252-001360`
Alternative APNs	`352725305252001360` `52725000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,963 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	2,312 sqft
Upper Floors Area	651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	13,064 sqft (0.3 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	598 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	413 OPAL AVE
City	AUBURNDALE
State	FL
Zip	33823-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES OF AUBURNDALE PHASE 2 PB 136 PGS 6 THRU 11 LOT 136
Legal Range	25E
Legal Township	27S
Legal Section	35
Legal Subdivision	ESTATES OF AUBURNDALE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	136
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1006
Census Tract	13001

Owner

Source: Polk County records · APN 25-27-35-305252-001360

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 OPAL AVE, AUBURNDALE, FL 33823-8709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Dec 02, 2014 · Amount on Record
Deed Document Number	2020148007
Deed Book / Page	11308 / 1823
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 23, 2020
Property Address	413 OPAL AVE, AUBURNDALE, FL 33823-8709
Document Number	0113081823
Book / Page	011308 / 001823
Instrument Date	Jul 20, 2020
Instrument	148007
Transaction Type	Transfer
Record Updated	Aug 07, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 OPAL AVE AUBURNDALE FL 338238709, AUBURNDALE, FL 33823-8709

Mortgage

Document Number	113081825
Date	Jul 23, 2020
Book Page	011308/001825
Instrument	148008

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$305,925 (+5.99%)	$376,356 (-3.78%) Land $66,000 Building $310,356
2023	Homeowner's exemption	$288,644	$391,131 Land $64,000 Building $327,131

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF AUBURNDALE serves 35,239 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.