Fayette County property record for 413 Old Frame Rd, Smithfield, PA 15478
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,024 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,111 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-0019 |
| Primary APN | 24-18-0019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Slab |
| Porch Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 413 OLD FRAME RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.48 AC R1 |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 263100 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 278 MCCLELLANDTOWN LAMBERT RD, MC CLELLANDTOWN, PA 15458-1330 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 413 OLD FRAME RD, SMITHFIELD, PA 15478-1167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3417/0278 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 3417/0278 |
| Instrument | 201900010679 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | UNIONTOWN, PA 15401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2044 |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Nicholson Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,111.00 (+100.18%) | $22,170 (-) Land $7,400 Building $14,770 | |
| 2025 | $555.00 (+7.35%) | ||
| 2024 | $517.00 (-50.05%) | $22,170 (-) Land $7,400 Building $14,770 | |
| 2023 | $22,170 Land $7,400 Building $14,770 | ||
| 2022 | $1,035.00 | ||
| 2003 | $44,340 Land $14,800 Building $29,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032 |
|---|---|
| Water Source | Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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