Lake County property record for 413 Oak St, Luther, MI 49656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.403 acres (17,570 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $887 (2024) |
| APN | 43-106-002-00 |
| Primary APN | 43-106-002-00 |
|---|
| Lot Area | 17,570 sqft |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 413 OAK ST |
|---|---|
| City | LUTHER |
| State | MI |
| Zip | 49656-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 2,3 BLK 6 VILLAGE OF LUTHER |
| Legal Subdivision | VILLAGE OF LUTHER |
| Legal Block | 6 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LAKE MI |
| Township / Civil Division | NEWKIRK |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 961300 |
413 Oak St is owner-occupied and held in a trust since June 1998.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 11, LUTHER, MI 49656-0011 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1998 |
| Deed Sale | Jun 24, 1998 |
| Prior Sale | Feb 1, 1992 |
| Deed Book / Page | 228 / 361 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lake County |
| County Subdivision | Newkirk Township |
| Municipality | Luther Village |
| Unified School District | Pine River Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,600 | $105,200 | |
| 2024 | $887.00 | ||
| 2023 | $30,000 | $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 413 Oak St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 413 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUVERNAY PARK APARTMENTS private · serves 68 people · EPA ID MI0001915 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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