Madison County property record for 413 Oak St, Berea, KY 40403 · Last verified March 2024
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Company Name on File |
| Last Sale | $123,000 (Mar 2024) |
| Tax Bill | $5,035 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B001-0009-0001 |
| Primary APN | B001-0009-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Exterior Material | Brick/Stone |
|---|---|
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Detached |
| Garage Area | 844 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 110633 |
|---|---|
| Street Address | 413 OAK ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A W ESTRIDGE LOT 39, 40, 41, 42 & 43 |
| Legal Subdivision | A W ESTRIDGE |
| Legal Lot Number | 39-43 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11201 |
Source: Madison County records · APN B001-0009-0001
Assessment roll updated April 1, 2023 · Last verified March 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2710 PINE GROVE RD, PARIS, KY 40361-9002 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 07, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Mar 07, 2024 | Deed, Construction Loan · Construction Mortgage CENTRAL BANK & TRUST CO |
| Aug 30, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Feb 20, 2019 | Deed of Trust, Mortgage PEOPLES BANK |
| Dec 16, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2024 · Amount on Record |
| Deed Sale | Mar 07, 2024 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 2014193575 |
| Deed Book / Page | D849 / 490 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 413 OAK ST, BEREA, KY 40403-1422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2286/331 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | M2286/331 |
| Instrument | 2014193578 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 06, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 07, 2024 |
| Property Address | 413 OAK ST, BEREA, KY 40403-1422 |
| Document Number | 00D849/490 |
| Book / Page | D849 / 490 |
| Map Reference | CAB 31 SL 105 |
| Instrument Date | Mar 06, 2024 |
| Instrument | 2014193575 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $123.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 FARMINGTON CT, RICHMOND, KY 40475-2272 |
| Name | Verified Name |
|---|---|
| Address | 2710 PINE GROVE RD, PARIS, KY 40361-9002 |
| Investor | Possibly a Property Investor |
| Document Number | 2014193576 |
|---|---|
| Date | Mar 07, 2024 |
| Instrument | 2014193576 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 06, 2025 |
| Document Number | 0M2286/324 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | M2286/324 |
| Instrument | 2014193577 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 06, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 413 OAK ST, BEREA, KY 40403-1422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01762/112 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | M01762/112 |
| Instrument | 2013964058 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 413 OAK ST, BEREA, KY 40403-1422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01847/411 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | M01847/411 |
| Instrument | 2013988509 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 16, 2020 |
| Property Address | 413 OAK ST, BEREA, KY 40403-1422 |
| Document Number | D00798/520 |
| Book / Page | D00798 / 520 |
| Map Reference | MB P1 PG 61 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2014026033 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 BUCKWOOD DR, 108, RICHMOND, KY 40475-2222 |
| Name | Verified Name |
|---|---|
| Address | 403 RICHMOND RD N STE B, B, BEREA, KY 40403-1296 |
Source: Madison County records · Assessment roll updated April 1, 2023 · Last verified March 2024
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,035.00 | $385,000 | $385,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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