413 Oak Point Dr, McKinney, TX 75071 Property Records

Collin County property record for 413 Oak Point Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4,278 sqft · built 2013
Owner	2 Owner Names on Record
Tax Bill	$9,324 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-9648-00D-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-9648-00D-0160-1`
Alternative APN	`2647067`

Interior

Stories	2 Stories
Building Area	4,278 sqft Living Area
Gross Area	4,176 sqft
2nd Floor Area	1,585 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2647067
Street Address	413 OAK POINT DR
City	MCKINNEY
State	TX
Zip	75071-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INWOOD HILLS PHASE 1 (CMC), BLK D, LOT 16
Legal Subdivision	INWOOD HILLS PHASE 1 (CMC)
Legal Phase	1
Legal Block	D
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	5
Census Block	5010
Census Tract	30609

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	413 OAK POINT DR, MCKINNEY, TX 75071-5048
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2013
Deed Sale	Sep 25, 2013
Deed Document Number	20130925001345180
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	413 OAK POINT DR, MCKINNEY, TX 75071-5048
Document Number	0002275750
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 OAK POINT DR MCKINNEY TX 750715048, MCKINNEY, TX 75071-5048

Mortgage

Document Number	0002275750
Date	Dec 17, 2020
Instrument	2275750

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	413 OAK POINT DR, MCKINNEY, TX 75071-5048
Document Number	0001525700
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 OAK POINT DR MCKINNEY TX 750715048, MCKINNEY, TX 75071-5048

Mortgage

Document Number	0001525700
Date	Dec 2, 2019
Instrument	1525700

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$738,536 (+4.57%) Land $147,000 Building $591,536	$738,536 (+4.57%) Land $147,000 Building $591,536
2024	$9,324.00 (-0.41%)
2023		$706,243 Land $147,000 Building $559,243	$706,243 Land $147,000 Building $559,243
2022	$9,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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