413 Oak Circle Dr, Arthur, IL 61911 Property Records

Moultrie County property record for 413 Oak Circle Dr, Arthur, IL 61911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1979
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2026)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-25-203-007`

Property Details

APN / Parcel Number

Primary APN	`03-03-25-203-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Lot Width	88 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	413 OAK CIRCLE DR
City	ARTHUR
State	IL
Zip	61911-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, S1/2 LOT 2, N1/2 OF , LOT 4 BLK 1 , HUNSAKERS 2ND ADD , 7-28-09 09D-332, PRE-911 SITE ADDRESS: 413 OAK CIRCLE
Legal Range	06
Legal Township	15
Legal Section	25
Legal Subdivision	HUNSAKERS 2ND ADD
Legal Block	1
Legal Lot Number	2-4
Jurisdiction	MOULTRIE IL
Township / Civil Division	LOWE
Census Block Group	2
Census Block	2006
Census Tract	976900

Owner

Source: Moultrie County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 E PARK ST, ARTHUR, IL 61911-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Jul 29, 2009
Deed Document Number	2026324288
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Sep 2, 2026
Property Address	413 OAK CIRCLE DR, ARTHUR, IL 61911-1048
Document Number	0000324288
Instrument Date	Aug 4, 2026
Instrument	2026324288
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 E PARK ST, ARTHUR, IL 61911-1646

Mortgage

Document Number	0000324289,
Date	Sep 2, 2026
Instrument	2026324289

Lender

Name	FIRST NEIGHBOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Moultrie County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Arthur Village
County	Moultrie County
County Subdivision	Lowe Township
Unified School District	Arthur Community Unit School District 305 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00	$54,253 Land $3,217 Building $51,036	$162,759 Land $9,651 Building $153,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR serves 2,300 people · EPA ID IL1394040
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Shawnee Communications, Verizon.

Nearby Properties on Oak Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures