Camden County and Berlin Township property record for 413 Oak Ave, West Berlin, NJ 08091
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 2001 |
| Lot Size | 0.278 acres (12,127 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Sep 2006) |
| Tax Bill | $5,942 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01904-0000-00005 |
| Primary APN | 06-01904-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 12,127 sqft (0.278 acres) |
| Lot Dimensions | 125 ft deep x 97 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Account Number | 1432000 |
|---|---|
| Street Address | 413 OAK AVE |
| City | WEST BERLIN |
| State | NJ |
| Zip | 08091-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ADDITIONAL LOTS: NO RESTRICTIONS |
| Legal Block | 1904 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 608800 |
413 Oak Ave is owned and occupied by an individual who bought it in September 2006.
Source: Camden County and Berlin Township records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 OAK AVE, WEST BERLIN, NJ 08091-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on File |
| Deed Sale | Sep 14, 2006 · Amount on File |
| Prior Sale | Jul 9, 2001 · Amount on File |
| Deed Book / Page | 8325 / 1702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 413 OAK AVE, WEST BERLIN, NJ 08091-3806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 413 OAK AVE, BERLIN TOWNSHIP, NJ 08091-3806 |
| Document Number | 0000086298 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 11855/1244 |
| Instrument | 2021086298 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 413 OAK AVE, WEST BERLIN, NJ 08091-3806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDGUARD TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000039929 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 10899/0124 |
| Instrument | 2018039929 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 413 OAK AVE, WEST BERLIN, NJ 08091-3806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDGUARD TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000023815 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 11104/0631 |
| Instrument | 2019023815 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 413 Oak Ave was $5,942, up 1.6% from the year before.
Source: Camden County and Berlin Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Berlin Township |
| Unified School District | Berlin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,600 (-) Land $44,000 Building $101,600 | $145,600 (-) Land $44,000 Building $101,600 | |
| 2025 | $5,942.00 (+1.57%) | $145,600 Land $44,000 Building $101,600 | $145,600 Land $44,000 Building $101,600 |
| 2024 | $5,850.00 | ||
| 2023 | $145,600 Land $44,000 Building $101,600 | $145,600 Land $44,000 Building $101,600 | |
| 2022 | $5,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Oak Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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