413 NW 13th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 413 NW 13th St, Okeechobee, FL 34972

Property Summary

Property TypeResidential Vacant Land
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Mar 2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-16-37-35-0020-000F0-0010

Property Details

APN / Parcel Number

Primary APN3-16-37-35-0020-000F0-0010
Alternative APN
  • R31637350020000F00010

Exterior

Lot Area12,458 sqft (0.286 acres)
Lot Dimensions150 ft deep x 83.1 ft wide

Location & Zoning

Street Address413 NW 13TH ST
CityOKEECHOBEE
StateFL
Zip34972-1920
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionMALLARD LANDING (PLAT BOOK 8 PAGES 94 & 95) LOT 1 BLOCK F
Legal SubdivisionMALLARD LANDING
Legal BlockF
Legal Lot Number1
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2015
Census Tract910201

Owner

Source: Okeechobee County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 NW 13TH ST, OKEECHOBEE, FL 34972-1920
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Deed Document Number20263503
Record UpdatedJun 8, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 30, 2026
Property Address413 NW 13TH ST, OKEECHOBEE, FL 34972-1920
Document Number0000003503
Map ReferenceMB 8 PG 94
Instrument DateMar 27, 2026
Instrument2026003503
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 14, 2026
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,289.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 NW 13TH ST, OKEECHOBEE, FL 34972-1920

Mortgage

Document Number0000003504
DateMar 30, 2026
Instrument2026003504
Lender
NameCOASTAL LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on NW 13th St

Nearby Streets

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