413 North Ave, Panama, IL 62077 Property Records

Montgomery County property record for 413 North Ave, Panama, IL 62077

Property Summary

Property Type	Single Family Home
Details	192 sqft · built 1984
Lot Size	0.342 acres (14,905 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Dec 2018)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2018 Sale & Mortgage
APN	`20-22-302-032`

Property Details

APN / Parcel Number

Primary APN	`20-22-302-032`
Alternative APN	`06-000-882-00`

Interior

Building Area	192 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	14,905 sqft (0.342 acres)

Location & Zoning

Street Address	413 NORTH AVE
City	PANAMA
State	IL
Zip	62077-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 344 & 345 BLK 20 PANAMAS 1ST ADD 7-4-882 & 881 S T00 R
Legal Subdivision	PANAMAS 1ST ADD
Legal Block	20
Legal Lot Number	344,345
Jurisdiction	MONTGOMERY IL
Township / Civil Division	GRISHAM
Census Block Group	5
Census Block	5169
Census Tract	958000

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 PLUM ST, PANAMA, IL 62077-4469
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20183880
Last Transfer Date	Jun 1, 2026
Transfer Doc	0000001841
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 24, 2026
Property Address	413 NORTH AVE, PANAMA, IL 62077-4458
Document Number	0000001841
Instrument Date	Jun 1, 2026
Instrument	20261841
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PLUM ST, PANAMA, IL 62077-4469

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Dec 4, 2018
Property Address	413 NORTH AVE, PANAMA, IL 62077-4458
Document Number	201803880
Instrument Date	Dec 4, 2018
Instrument	201803880
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 PLUM ST, PANAMA, IL 62077-4469

Mortgage

Document Number	0201803881
Date	Dec 4, 2018
Instrument	201803881

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Grisham Township
Municipality	Panama Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00	$14,460 Land $740 Building $13,720	$43,380 Land $2,220 Building $41,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA serves 343 people · EPA ID IL0054720
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: GigFire, Royell Communications, T-Mobile, Verizon.

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