413 N Valley Stream Dr, Derby, KS 67037 Property Records

Sedgwick County property record for 413 N Valley Stream Dr, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 1996
Lot Size	0.37 acres (16,104 sqft)
Owner	Individual Name on Record
Last Sale	$328,210 (Oct 2025)
Tax Bill	$3,868 (2024)
Deeds & Mortgages	Feb 2011 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RO DY04894`

Property Details

APN / Parcel Number

Primary APN	`RO DY04894`
Alternative APNs	`233-08-0-21-02-003.00` `00305443`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	1,421 sqft
Basement Area	1,397 sqft
Finished Basement	500 sqft
Unfinished Basement	897 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,104 sqft (0.37 acres)
Lot Dimensions	198 ft deep x 79 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	160 sqft
Deck Area	100 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00305443
Street Address	413 N VALLEY STREAM DR
City	DERBY
State	KS
Zip	67037-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EXC S 1 FT BLOCK 16 SPRINGCREEK ADD.
Legal Range	2E
Legal Township	29
Legal Section	8
Legal Subdivision	SPRINGCREEK ADD
Legal Block	16
Legal Lot Number	2
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3000
Census Tract	9901

Owner

Source: Sedgwick County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Oct 16, 2025	Intrafamily Transfer, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 30, 2024	Warranty Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC
Nov 13, 2014	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	2025051684
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	KST

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02920/1674
Date	Feb 14, 2011
Book Page	2920/1674
Instrument	29201674

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Oct 16, 2025
Property Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728
Document Number	2025051684
Instrument Date	Sep 24, 2025
Instrument	2025-051684
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728

Mortgage

Document Number	2025051685
Date	Oct 16, 2025
Instrument	2025-051685

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Sep 30, 2024
Property Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728
Document Number	0030337277
Instrument Date	Sep 18, 2024
Instrument	30337277
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728

Mortgage

Document Number	0030337278
Date	Sep 30, 2024
Instrument	30337278

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Nov 13, 2014
Property Address	413 N VALLEY STREAM DR, DERBY, KS 67037-8728
Document Number	02948/9107
Book / Page	2948 / 9107
Instrument Date	Nov 12, 2014
Instrument	29489107
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ALPHA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0029489108
Date	Nov 13, 2014
Instrument	29489108

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,421 (+41.19%) Land $8,303 Building $28,118	$316,700 (+41.19%) Land $72,200 Building $244,500
2024	$3,868.00 (+7.8%)
2023	$3,588.00 (-1.81%)	$25,795 Land $5,244 Building $20,551	$224,300 Land $45,600 Building $178,700
2022	$3,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1995–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 66% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Twin Valley.

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