McKinley County property record for 413 N Third St, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.109 acres (4,773 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-106-088-125-312 |
| Primary APN | 2-106-088-125-312 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,773 sqft (0.109 acres) |
|---|
| Account Number | R029025 |
|---|---|
| Street Address | 413 N THIRD ST |
| City | GALLUP |
| State | NM |
| Zip | 87301-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N.62.30' OF LOTS 1 THRU 3, N.62.30' OF E.2' OF LOT 4, BLOCK 12, STATE LAND ADDN. BK 18 PG 3563 5/9/02 BK 18 PG 5241 6/13/02 DOC 372102 06/17/15 CODE 2-106-088-125-312 |
| Legal Subdivision | STATE LAND ADDN |
| Legal Block | 12 |
| Legal Lot Number | 1-4 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 945300 |
413 N Third St, a single family home, is held in a trust.
Source: McKinley County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1814 BOYD AVE, GALLUP, NM 87301-4864 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 413 N Third St was $309, down 5.5% from the year before.
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,279 (+3%) Land $4,001 Building $5,278 | $27,837 (+3%) Land $12,004 Building $15,833 | |
| 2025 | $309.00 (-5.5%) | $9,009 (+3%) Land $3,997 Building $5,012 | $27,027 (+3%) Land $11,990 Building $15,037 |
| 2024 | $327.00 (-3.54%) | $8,747 (-2.81%) Land $3,997 Building $4,750 | $26,240 (-2.81%) Land $11,990 Building $14,250 |
| 2023 | $339.00 (+5.94%) | $9,000 (+3%) Land $3,997 Building $5,003 | $26,999 (+3%) Land $11,990 Building $15,009 |
| 2022 | $320.00 | $8,738 Land $3,997 Building $4,741 | $26,213 Land $11,990 Building $14,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 N Third St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 N Third St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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