413 N Melrose Ave, Elgin, IL 60123 Property Records

Kane County property record for 413 N Melrose Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1959
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jan 2024)
Tax Bill	$6,019 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-202-002`

Property Details

APN / Parcel Number

Primary APN	`06-15-202-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,440 sqft
Basement Area	1,188 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,960 sqft (0.206 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	413 N MELROSE AVE
City	ELGIN
State	IL
Zip	60123-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WING PARK MANOR ADDN LOT 11 BLOCK 9
Legal Subdivision	WING PARK MANOR ADDN
Legal Block	9
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 N MELROSE AVE, ELGIN, IL 60123-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	2024657
Record Updated	Oct 29, 2026

January 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2024
Property Address	413 N MELROSE AVE, ELGIN, IL 60123-3305
Document Number	0000000657
Instrument Date	Dec 29, 2023
Instrument	2024K000657
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N MELROSE AVE, ELGIN, IL 60123-3305

Mortgage

Document Number	0000000658
Date	Jan 8, 2024
Instrument	2024K000658

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,019.00 (+26.37%)	$86,905 (+8.57%) Land $23,271 Building $63,634	$260,819 (+8.57%) Land $69,841 Building $190,978
2024		$80,045 (+21.39%) Land $21,434 Building $58,611	$240,231 (+21.44%) Land $64,328 Building $175,903
2022	$4,763.00 (+5.42%) Homeowner's exemption	$65,939 (+6.96%) Land $17,657 Building $48,282	$197,817 (+6.96%) Land $52,971 Building $144,846
2021	$4,518.00 Homeowner's exemption	$61,648 Land $16,508 Building $45,140	$184,944 Land $49,524 Building $135,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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