413 N Kent Rd, McHenry, IL 60051 Property Records

McHenry County property record for 413 N Kent Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 ba · 964 sqft · built 1959
Lot Size0.277 acres (12,079 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-31-330-010

Property Details

APN / Parcel Number

Primary APN10-31-330-010

Interior

Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area964 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area964 sqft
Finished Basement289 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,079 sqft
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area56 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 N KENT RD
CityMCHENRY
StateIL
Zip60051-7522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0015172 LT 2 BLK 8 KENTS ACRES
Legal Range09E
Legal Township45N
Legal Section31
Legal SubdivisionKENTS ACRES
Legal Block8
Legal Lot Number2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3020
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 N KENT RD, MCHENRY, IL 60051-7522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2019
Deed SaleMay 30, 2019
Deed Document Number2019R0015172
Record UpdatedJun 7, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address413 N KENT RD, MCHENRY, IL 60051-7522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015173
DateMay 30, 2019
Instrument2019R0015173
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$66,149 Land $9,840 Building $56,309$198,447 Land $29,520 Building $168,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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