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413 N James St, Plano, IL 60545 Property Records

Kendall County property record for 413 N James St, Plano, IL 60545

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,618 sqft · built 1870
Lot Size0.168 acres (7,305 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Nov 2018)
Tax Bill$5,508 (2024)
Deeds & MortgagesNov 2018 Sale & Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN01-22-335-005

Property Details

APN / Parcel Number

Primary APN01-22-335-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,618 sqft Living Area
Gross Area2,986 sqft
1st Floor Area1,618 sqft
Basement Area928 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleBi-Level
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,305 sqft (0.168 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 N JAMES ST
CityPLANO
StateIL
Zip60545-1332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 E 1/2 LT 1 BLK 55 M STEWARDS ADDN CITY OF PLANO
Legal SubdivisionSTEWARDS ADDN
Legal Block55
Legal Lot Number1
JurisdictionKENDALL IL
Township / Civil DivisionLITTLE ROCK
Census Block Group1
Census Block1034
Census Tract890502

Owner

413 N James St is owned and occupied by two individuals who bought it in November 2018.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address413 N JAMES ST, PLANO, IL 60545-1332
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2018Warranty Deed, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Feb 9, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2018 · Amount on File
Deed SaleNov 14, 2018 · Amount on File
Prior SaleApr 12, 2011 · Amount on File
Deed Document Number201816232
Prior Transfer DateFeb 3, 2017
Prior Transfer Doc0000002377
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 14, 2018
Property Address413 N JAMES ST, PLANO, IL 60545-1332
Document Number0000016232
Instrument DateOct 17, 2018
Instrument201800016232
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 N JAMES ST, PLANO, IL 60545-1332

Mortgage

Document Number0000016233
DateNov 14, 2018
Instrument201800016233
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateFeb 9, 2017
Property Address413 N JAMES ST, PLANO, IL 60545-1332
Document Number0000002377
Instrument DateFeb 3, 2017
Instrument2377
Transaction TypeTransfer
Record UpdatedMay 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 N JAMES ST PLANO IL 605451332, PLANO, IL 60545-1332

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionLittle Rock Township
MunicipalityPlano City
Unified School DistrictPlano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,019 Land $10,918 Building $84,101$285,057 Land $32,754 Building $252,303
2024$5,508.00
2022$59,200 Land $7,610 Building $51,590$177,600 Land $22,830 Building $154,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 N James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 N James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLANO
serves 12,600 people · EPA ID IL0930200
Water SourceGroundwater
Last State InspectionOct 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon, Watch TV.

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